Disrupting Novated Leasing, One Fair Deal at a Time
We're using technology to transform an industry that's been stuck in the past. Our mission is simple: transparency, fairness, and savings that stay where they belong — in your pocket.
Built to make novated leasing simpler, clearer, fairer.
With over 25 years in financial services, we have seen technology transform the way Australians access mortgages, personal loans and business finance.
Novated leasing? Not so much.
For too long, the industry has relied on people-heavy processes, complex fee structures, unclear pricing and quotes that make it far too hard to know whether you are actually getting a fair deal.
millarX was built to change that.
We are not just another broker plugged into an off-the-shelf management system. We are a locally built, fintech-first novated leasing business using technology, automation and transparency to make leasing simpler, clearer and fairer.
Our role is simple: connect the moving parts, remove unnecessary friction and help employees keep more of the benefit.
Tech-First, Human-Optional
Traditional providers rely on armies of consultants. We built software that lets you drive your own journey — no sales calls, no pressure, just tools that work.
Self-Guided Platform
No leasing consultants, no sales calls. Our digital platform puts you in control of your entire leasing journey.
Zero Fee Creep
We don't add anything to your lease that isn't necessary. No surprise fees, no undisclosed interest rate margins.
Real-Time Transparency
See every cost, every calculation, instantly. Our technology replaces opaque spreadsheets with clarity.
Your Money, Your Choices
"It's not our money. We simply manage the process."
This philosophy drives everything we do. We let employees choose their own budgets for running costs, insurance, and servicing — because they know their needs better than anyone.
We don't force expensive add-ons. We don't hide fees in fine print. We simply make the whole process simple to understand and manage.
What this means for you:
- Choose your own running cost budgets
- Clear breakdown of every cost
- No surprise fees
- Simple, transparent management
- Lower net cost, not inflated estimates
What We Stand For
Transparency
Know exactly what you're paying. Every fee, every cost, completely visible.
Fairness
Savings belong in your pocket, not lost in complex fee structures.
Simplicity
We take something complex and make it simple to understand and manage.
Trust
25+ years of experience in financial services, now working for you.
The humans behind millarX
Small team, sharp opinions, deep finance experience — and a real allergy to industry spin.
Ben Millar
Ben started millarX to disrupt an industry that had become far too comfortable being confusing.
With over 25 years in finance — from dealership floors to running large commercial businesses — Ben has seen the good, the bad, and the "how did they get away with charging that?" side of vehicle finance.
He still loves cars, especially hot hatches, but these days he is more interested in helping employees get a fairer deal than arguing about 0–100 times.
Jil Jani
Originally from India and raised in the Congo, Jil has just completed her Bachelor's degree.
Bright, worldly and fluent in five different languages, she brings a genuinely global perspective to a very Australian industry.
She looks forward to helping our millarX clients on their leasing journey.
Amanda Blasch
Amanda brings serious industry experience, genuine client care and just the right amount of chaos.
Known internally as Amanda the Commander, she is the person who gets things moving, keeps clients informed, and has no problem telling it how it is.
She loves helping people, hates unnecessary confusion, and fits perfectly into a team trying to make novated leasing feel a lot less painful.